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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,418 | $84,236+126.1% | $170,435+11.7% | $70,126+171.5% |
| Participation rate | 94.9% | 70.8%+24.0pp | 83.6%+11.3pp | 69.5%+25.3pp |
| Annual return | 11.30% | 23.06%-11.8pp | 205.94%-194.6pp | 73.15%-61.8pp |
| Employer contribution / active EE | $9,230 | $3,387+172.5% | $5,432+69.9% | $2,343+294.0% |
| Participant deferral / active EE | $5,010 | $3,086+62.3% | $4,939+1.4% | $3,332+50.4% |
| Admin fee / account holder | $4,946 | $5,698-13.2% | $13,881-64.4% | $4,645+6.5% |