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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,808 | $77,920+266.8% | $149,723+90.9% | $75,177+280.2% |
| Participation rate | 97.7% | 65.6%+32.1pp | 78.8%+18.9pp | 67.2%+30.5pp |
| Annual return | 14.99% | 31.72%-16.7pp | 134.50%-119.5pp | 160.75%-145.8pp |
| Employer contribution / active EE | $11,311 | $3,138+260.4% | $4,821+134.6% | $2,671+323.5% |
| Participant deferral / active EE | $5,997 | $3,411+75.8% | $5,682+5.5% | $4,126+45.3% |
| Admin fee / account holder | $2,497 | $5,951-58.0% | $13,215-81.1% | $5,651-55.8% |