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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,831 | $81,331+284.6% | $155,534+101.1% | $80,935+286.5% |
| Participation rate | 95.8% | 66.3%+29.6pp | 78.2%+17.6pp | 67.7%+28.2pp |
| Annual return | 14.68% | 33.37%-18.7pp | 64.92%-50.2pp | 35.66%-21.0pp |
| Employer contribution / active EE | $9,625 | $3,105+210.0% | $4,675+105.9% | $2,757+249.2% |
| Participant deferral / active EE | $5,025 | $3,454+45.5% | $5,630-10.7% | $4,299+16.9% |
| Admin fee / account holder | $3,493 | $7,999-56.3% | $15,900-78.0% | $6,924-49.6% |