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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,174 | $95,406+236.6% | $185,849+72.8% | $85,847+274.1% |
| Participation rate | 90.0% | 68.8%+21.2pp | 81.7%+8.3pp | 69.3%+20.7pp |
| Annual return | 13.41% | 23.59%-10.2pp | 122.10%-108.7pp | 318.61%-305.2pp |
| Employer contribution / active EE | $10,916 | $3,314+229.4% | $5,169+111.2% | $2,565+325.5% |
| Participant deferral / active EE | $6,279 | $3,424+83.4% | $5,569+12.8% | $3,952+58.9% |
| Admin fee / account holder | $3,001 | $7,214-58.4% | $16,244-81.5% | $6,261-52.1% |