Retirement plan

SMITH, GAMBRELL & RUSSELL, LLP 401(K) RETIREMENT PLAN

Name: SMITH, GAMBRELL & RUSSELL, LLP - SMITH, GAMBRELL & RUSSELL, LLP 401(K) RETIREMENT PLAN (2024) Form 5500
Creator: SMITH, GAMBRELL & RUSSELL, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SMITH, GAMBRELL & RUSSELL, LLP 401(K) RETIREMENT PLAN, SMITH, GAMBRELL & RUSSELL, LLP

SMITH, GAMBRELL & RUSSELL, LLPEIN 58-0967450Plan #005PY 2024

1105 W PEACHTREE ST. NE, SUITE 1000 - ATLANTA, GA 30309404-815-3601sgrlaw.comLinkedIn501-1000 employeeslaw practice

Prospect flagsHigh assets / participant

How to read this page

Total assets (EOY)

$266.4M

+16.2% from 2023

Total participants

729

-2.7% from 2023

Average account balance

$379,536

+18.2% from 2023

Annual return

14.29%

-19.12 pp from 2023

Benchmarks

See 3,302 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort3,302 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$266.43M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$380K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

702

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$13.65M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$26K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$47

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 8 by compensation

Provider	Service type	Compensation
SAVANT CAPITAL MANAGEMENT1 year Filed as: SAVANT CAPITAL LLC Service code 26 · EIN 45-3812777	Advisory (Participants)	$53,681
T ROWE PRICE RPS INC2 years Service code 15 1307 POINT STREET · BALTIMORE, MD 21231	Recordkeeping	$32,811
GOLDMAN SACHS1 year Filed as: UNITED CAPITAL FINANCIAL ADVISORS Service code 26 · EIN 27-0493248	Advisory (Participants)	$25,959
SIGNATUREFD LLC7 years Service code 26 · EIN 58-2323085	Advisory (Participants)	$17,668
CORIENT PRIVATE WEALTH LLC1 year Service code 26 · EIN 88-0967642	Advisory (Participants)	$14,590
RENE J NEYREY7 years Service code 26 · EIN 43-6089088	Advisory (Participants)	$13,612
CAPITAL MGMT SERVICES INC1 year Service code 26 · EIN 43-1410129	Advisory (Participants)	$7,445
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782	Securities brokerage; Securities brok...	$1,227

Plan features & details

Pension benefit codes2A2E2F2G2J2R2S2T3B3D3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$33K

$63 / participant

Recordkeeping$33K100.0%

% of EOY assets

0.012%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: WINDHAM BRANNON, LLC.
Auditor EIN: 581763439
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$379,536

$106,247+257.2%

$147,096+158.0%

$77,714+388.4%

Participation rate

94.8%

78.4%+16.5pp

82.2%+12.7pp

70.6%+24.3pp

Annual return

14.29%

56.87%-42.6pp

419.75%-405.5pp

31.26%-17.0pp

Employer contribution / active EE

$12,984

$4,069+219.1%

$4,936+163.0%

$2,727+376.2%

Participant deferral / active EE

$13,074

$7,996+63.5%

$8,071+62.0%

$4,649+181.2%

Admin fee / account holder

$47

$338-86.2%

$13,005-99.6%

$433-89.2%

Provider

Service type

Compensation

SAVANT CAPITAL MANAGEMENT1 year

Filed as: SAVANT CAPITAL LLC

Service code 26 · EIN 45-3812777

Advisory (Participants)

$53,681

T ROWE PRICE RPS INC2 years

Service code 15

1307 POINT STREET · BALTIMORE, MD 21231

Recordkeeping

$32,811

GOLDMAN SACHS1 year

Filed as: UNITED CAPITAL FINANCIAL ADVISORS

Service code 26 · EIN 27-0493248

Advisory (Participants)

$25,959

SIGNATUREFD LLC7 years

Service code 26 · EIN 58-2323085

Advisory (Participants)

$17,668

CORIENT PRIVATE WEALTH LLC1 year

Service code 26 · EIN 88-0967642

Advisory (Participants)

$14,590

RENE J NEYREY7 years

Service code 26 · EIN 43-6089088

Advisory (Participants)

$13,612

CAPITAL MGMT SERVICES INC1 year

Service code 26 · EIN 43-1410129

Advisory (Participants)

$7,445

CHARLES SCHWAB & CO., INC.10+ years

Service code 33 · EIN 94-1737782

Securities brokerage; Securities brok...

$1,227

SMITH, GAMBRELL & RUSSELL, LLP 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SMITH, GAMBRELL & RUSSELL, LLP 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion