Retirement plan

SMITH, GAMBRELL & RUSSELL, LLP PARTNER-STAFF 401(K) PROFIT SHARING PLAN

Name: SMITH, GAMBRELL & RUSSELL, LLP - SMITH, GAMBRELL & RUSSELL, LLP PARTNER-STAFF 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: SMITH, GAMBRELL & RUSSELL, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SMITH, GAMBRELL & RUSSELL, LLP PARTNER-STAFF 401(K) PROFIT SHARING PLAN, SMITH, GAMBRELL & RUSSELL, LLP

SMITH, GAMBRELL & RUSSELL, LLPEIN 58-0967450Plan #005PY 2017

1230 PEACHTREE STREET, N.E., PROMENADE, SUITE 3100 - ATLANTA, GA 30309404-815-3500sgrlaw.comLinkedIn501-1000 employeeslaw practice

Other plans on this EIN

1 filing

#007Retirement-$4.9M assets

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$126.3M

+20.2% from 2016

Total participants

346

+5.5% from 2016

Average account balance

$375,773

+11.6% from 2016

Annual return

22.15%

+10.71 pp from 2016

Benchmarks

See 2,615 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,615 peers

Snapshot2017

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$266.43M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$380K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

702

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$13.65M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$26K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$47

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
CAPITAL DIRECTIONS, LLC3+ years Filed as: CAPITAL DIRECTIONS LLC Service code 28 · EIN 58-2592093	Investment Management	$238,033
CHARLES SCHWAB & CO., INC.1 year Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833	Recordkeeping	$86,632
PEACHTREE INVESTMENT ADVISORS2 years Service code 26 · EIN 20-4318359	Advisory (Participants)	$12,771
BRIGHTWORTH LLC3+ years Service code 26 · EIN 58-2296041	Advisory (Participants)	$9,649
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782	Direct payment from the plan; Shareho...	$3,997
CHARLES SCHWAB & CO., INC.1 year Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2A2E2F2G2J3B3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$347K

$1205 / participant

Investment mgmt$261K75.0%
Other / not subdivided$87K25.0%

% of EOY assets

0.275%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: WINDHAM BRANNON, P.C.
Auditor EIN: 581763439
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$375,773

$155,795+141.2%

$136,294+175.7%

$69,631+439.7%

Participation rate

96.5%

75.2%+21.3pp

81.9%+14.6pp

70.7%+25.8pp

Annual return

22.15%

232464.33%-232442.2pp

5155.94%-5133.8pp

27571.02%-27548.9pp

Employer contribution / active EE

$12,399

$2,991+314.5%

$4,695+164.1%

$2,032+510.1%

Participant deferral / active EE

$8,543

$5,394+58.4%

$6,247+36.8%

$3,224+165.0%

Admin fee / account holder

$1,033

$128+705.7%

$9,243-88.8%

$110+835.6%

Provider

Service type

Compensation

CAPITAL DIRECTIONS, LLC3+ years

Filed as: CAPITAL DIRECTIONS LLC

Service code 28 · EIN 58-2592093

Investment Management

$238,033

CHARLES SCHWAB & CO., INC.1 year

Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC

Service code 15 · EIN 34-1479833

Recordkeeping

$86,632

PEACHTREE INVESTMENT ADVISORS2 years

Service code 26 · EIN 20-4318359

Advisory (Participants)

$12,771

BRIGHTWORTH LLC3+ years

Service code 26 · EIN 58-2296041

Advisory (Participants)

$9,649

CHARLES SCHWAB & CO., INC.3+ years

Service code 33 · EIN 94-1737782

Direct payment from the plan; Shareho...

$3,997

CHARLES SCHWAB & CO., INC.1 year

Filed as: CHARLES SCHWAB & CO AND AFFILIATES

Service code 59

Shareholder Servicing

SMITH, GAMBRELL & RUSSELL, LLP PARTNER-STAFF 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SMITH, GAMBRELL & RUSSELL, LLP PARTNER-STAFF 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion