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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,074 | $97,125+188.4% | $86,233+224.8% | $137,256+104.1% |
| Participation rate | 81.3% | 74.2%+7.1pp | 69.0%+12.2pp | 80.0%+1.3pp |
| Annual return | 14.14% | 74.19%-60.1pp | 61.39%-47.3pp | 220.34%-206.2pp |
| Employer contribution / active EE | $1,904 | $2,841-33.0% | $2,504-24.0% | $4,156-54.2% |
| Participant deferral / active EE | $3,459 | $5,180-33.2% | $4,559-24.1% | $6,407-46.0% |
| Admin fee / account holder | $70,655 | $9,725+626.6% | $8,342+747.0% | $12,270+475.8% |