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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,628 | $85,766+202.7% | $136,298+90.5% | $70,126+270.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 13.41% | 31.46%-18.0pp | 5156.27%-5142.9pp | 73.15%-59.7pp |
| Employer contribution / active EE | $7,340 | $2,966+147.5% | $4,696+56.3% | $2,343+213.3% |
| Participant deferral / active EE | $5,487 | $5,051+8.6% | $6,247-12.2% | $3,332+64.7% |
| Admin fee / account holder | $17,611 | $5,421+224.9% | $9,244+90.5% | $4,645+279.1% |