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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,905 | $93,617+156.3% | $135,982+76.4% | $75,177+219.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 12.44% | 30.89%-18.4pp | 68.32%-55.9pp | 160.75%-148.3pp |
| Employer contribution / active EE | $4,930 | $3,538+39.3% | $4,859+1.5% | $2,671+84.6% |
| Participant deferral / active EE | $3,953 | $6,406-38.3% | $7,760-49.1% | $4,126-4.2% |
| Admin fee / account holder | $33,322 | $6,980+377.4% | $10,767+209.5% | $5,651+489.6% |