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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,717 | $98,776+196.3% | $149,745+95.5% | $79,856+266.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.94% | 27.38%-15.4pp | 276.72%-264.8pp | 31.71%-19.8pp |
| Employer contribution / active EE | $5,619 | $3,217+74.6% | $4,646+21.0% | $2,471+127.4% |
| Participant deferral / active EE | $5,176 | $5,681-8.9% | $6,843-24.4% | $3,741+38.4% |
| Admin fee / account holder | $996 | $6,053-83.5% | $9,312-89.3% | $5,306-81.2% |