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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,309 | $76,551+229.6% | $123,894+103.6% | $62,881+301.2% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 6.40% | 18.68%-12.3pp | 47.52%-41.1pp | 20.14%-13.7pp |
| Employer contribution / active EE | $9,702 | $2,882+236.6% | $4,617+110.1% | $2,281+325.4% |
| Participant deferral / active EE | $7,092 | $4,840+46.5% | $5,984+18.5% | $3,203+121.4% |
| Admin fee / account holder | $18,652 | $4,826+286.5% | $8,357+123.2% | $4,296+334.2% |