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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,281 | $70,684-47.3% | $169,390-78.0% | $75,173-50.4% |
| Participation rate | 65.6% | 64.8%+0.8pp | 77.2%-11.5pp | 67.2%-1.6pp |
| Annual return | 15.35% | 36.38%-21.0pp | 406.07%-390.7pp | 160.72%-145.4pp |
| Employer contribution / active EE | $1,277 | $2,211-42.2% | $4,013-68.2% | $2,671-52.2% |
| Participant deferral / active EE | $2,764 | $4,310-35.9% | $6,222-55.6% | $4,126-33.0% |
| Admin fee / account holder | $4,613 | $5,404-14.6% | $9,015-48.8% | $5,651-18.4% |