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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,281 | $70,666-47.2% | $169,385-78.0% | $75,181-50.4% |
| Participation rate | 65.6% | 64.8%+0.8pp | 77.2%-11.5pp | 67.2%-1.6pp |
| Annual return | 15.35% | 36.37%-21.0pp | 405.82%-390.5pp | 160.69%-145.3pp |
| Employer contribution / active EE | $1,277 | $2,210-42.2% | $4,012-68.2% | $2,671-52.2% |
| Participant deferral / active EE | $2,764 | $4,308-35.8% | $6,221-55.6% | $4,126-33.0% |
| Admin fee / account holder | $4,613 | $5,402-14.6% | $9,011-48.8% | $5,650-18.3% |