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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,109 | $72,027-47.1% | $185,835-79.5% | $79,852-52.3% |
| Participation rate | 60.0% | 65.8%-5.8pp | 78.0%-18.0pp | 69.6%-9.6pp |
| Annual return | 17.56% | 23.13%-5.6pp | 35.96%-18.4pp | 31.72%-14.2pp |
| Employer contribution / active EE | $1,099 | $1,965-44.1% | $4,087-73.1% | $2,471-55.5% |
| Participant deferral / active EE | $2,429 | $3,780-35.7% | $5,633-56.9% | $3,740-35.1% |
| Admin fee / account holder | $1,716 | $4,513-62.0% | $9,502-81.9% | $5,306-67.7% |