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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,180 | $65,395-47.7% | $182,540-81.3% | $72,975-53.2% |
| Participation rate | 58.3% | 65.4%-7.1pp | 78.0%-19.6pp | 69.5%-11.2pp |
| Annual return | 21.79% | 27.68%-5.9pp | 148.58%-126.8pp | 81.01%-59.2pp |
| Employer contribution / active EE | $1,006 | $1,911-47.4% | $4,076-75.3% | $2,440-58.8% |
| Participant deferral / active EE | $2,387 | $3,563-33.0% | $5,525-56.8% | $3,608-33.8% |
| Admin fee / account holder | $911 | $4,245-78.5% | $8,593-89.4% | $5,124-82.2% |