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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,476 | $69,012-45.7% | $160,009-76.6% | $68,486-45.3% |
| Participation rate | 56.7% | 65.4%-8.8pp | 78.0%-21.3pp | 67.9%-11.2pp |
| Annual return | -17.89% | -9.65%-8.2pp | 408.85%-426.7pp | -7.85%-10.0pp |
| Employer contribution / active EE | $1,209 | $2,212-45.4% | $4,225-71.4% | $2,597-53.5% |
| Participant deferral / active EE | $2,661 | $4,212-36.8% | $6,183-57.0% | $4,028-33.9% |
| Admin fee / account holder | $1,409 | $4,798-70.6% | $8,715-83.8% | $5,404-73.9% |