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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,189 | $102,663+10.3% | $86,216+31.3% | $139,466-18.8% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 18.96% | 1924.52%-1905.6pp | 1169.42%-1150.5pp | 373.66%-354.7pp |
| Employer contribution / active EE | $2,205 | $3,035-27.3% | $2,382-7.4% | $4,754-53.6% |
| Participant deferral / active EE | $10,970 | $4,677+134.5% | $3,986+175.2% | $6,712+63.4% |
| Admin fee / account holder | $7,298 | $8,663-15.8% | $6,853+6.5% | $11,409-36.0% |