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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,265 | $112,935-22.7% | $90,970-4.1% | $158,966-45.1% |
| Participation rate | 80.0% | 74.7%+5.3pp | 69.0%+11.0pp | 82.0%-2.0pp |
| Annual return | 16.61% | 215.79%-199.2pp | 134.58%-118.0pp | 302.95%-286.3pp |
| Employer contribution / active EE | $2,301 | $2,895-20.5% | $2,122+8.4% | $4,762-51.7% |
| Participant deferral / active EE | $7,438 | $4,129+80.1% | $3,373+120.5% | $5,983+24.3% |
| Admin fee / account holder | $662 | $8,045-91.8% | $5,960-88.9% | $11,250-94.1% |