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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,966 | $95,915-11.4% | $79,580+6.8% | $134,532-36.8% |
| Participation rate | 63.6% | 75.0%-11.4pp | 69.5%-5.9pp | 81.2%-17.6pp |
| Annual return | -19.87% | -2.71%-17.2pp | 0.15%-20.0pp | 418.27%-438.1pp |
| Employer contribution / active EE | $1,527 | $3,129-51.2% | $2,413-36.7% | $4,741-67.8% |
| Participant deferral / active EE | $8,381 | $4,693+78.6% | $3,985+110.3% | $6,401+30.9% |
| Admin fee / account holder | $3,522 | $9,132-61.4% | $6,835-48.5% | $11,429-69.2% |