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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,377 | $93,346-51.4% | $71,796-36.8% | $273,972-83.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 8.82% | 130.39%-121.6pp | 78.04%-69.2pp | 41.46%-32.6pp |
| Employer contribution / active EE | $5,278 | $2,733+93.1% | $1,924+174.3% | $4,869+8.4% |
| Participant deferral / active EE | $8,542 | $3,475+145.8% | $2,794+205.7% | $5,287+61.6% |
| Admin fee / account holder | $678 | $6,571-89.7% | $4,815-85.9% | $10,133-93.3% |