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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,451 | $175,212+3.0% | $149,682+20.6% | $139,427+29.4% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 20.97% | 166.63%-145.7pp | 134.35%-113.4pp | 373.27%-352.3pp |
| Employer contribution / active EE | $11,314 | $5,475+106.6% | $4,818+134.8% | $4,752+138.1% |
| Participant deferral / active EE | $13,574 | $6,520+108.2% | $5,681+139.0% | $6,711+102.3% |
| Admin fee / account holder | $1,532 | $16,150-90.5% | $13,210-88.4% | $11,404-86.6% |