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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,458 | $217,432-19.3% | $185,851-5.6% | $167,553+4.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.65% | 148.43%-130.8pp | 122.11%-104.5pp | 478.89%-461.2pp |
| Employer contribution / active EE | $12,600 | $5,874+114.5% | $5,168+143.8% | $4,840+160.3% |
| Participant deferral / active EE | $12,594 | $6,357+98.1% | $5,569+126.2% | $6,343+98.6% |
| Admin fee / account holder | $6,564 | $19,820-66.9% | $16,245-59.6% | $12,316-46.7% |