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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,313 | $183,592+21.6% | $155,567+43.5% | $145,959+53.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.25% | 61.24%-45.0pp | 64.74%-48.5pp | 561.95%-545.7pp |
| Employer contribution / active EE | $12,178 | $5,315+129.1% | $4,674+160.5% | $4,661+161.3% |
| Participant deferral / active EE | $14,886 | $6,464+130.3% | $5,628+164.5% | $6,689+122.6% |
| Admin fee / account holder | $1,996 | $19,318-89.7% | $15,916-87.5% | $13,398-85.1% |