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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,781 | $180,459-56.9% | $154,108-49.5% | $135,380-42.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -11.23% | 888.21%-899.4pp | 735.21%-746.4pp | 519.81%-531.0pp |
| Employer contribution / active EE | $8,292 | $6,035+37.4% | $5,298+56.5% | $4,779+73.5% |
| Participant deferral / active EE | $6,931 | $5,806+19.4% | $5,081+36.4% | $5,609+23.6% |
| Admin fee / account holder | $778 | $16,145-95.2% | $13,411-94.2% | $10,828-92.8% |