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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,031 | $63,082+114.1% | $81,716+65.2% | $79,852+69.1% |
| Participation rate | 88.5% | 67.5%+20.9pp | 72.0%+16.5pp | 69.6%+18.8pp |
| Annual return | 6.11% | 22.66%-16.6pp | 29.49%-23.4pp | 31.72%-25.6pp |
| Employer contribution / active EE | $2,323 | $1,795+29.4% | $4,310-46.1% | $2,471-6.0% |
| Participant deferral / active EE | $5,277 | $2,780+89.8% | $7,108-25.8% | $3,740+41.1% |
| Admin fee / account holder | $14,311 | $4,428+223.2% | $5,159+177.4% | $5,306+169.7% |