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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,101 | $56,544+85.9% | $75,501+39.2% | $70,126+49.9% |
| Participation rate | 87.9% | 68.1%+19.8pp | 72.4%+15.5pp | 69.5%+18.3pp |
| Annual return | 11.84% | 23.59%-11.7pp | 27.35%-15.5pp | 73.15%-61.3pp |
| Employer contribution / active EE | $2,062 | $1,817+13.5% | $2,352-12.3% | $2,343-12.0% |
| Participant deferral / active EE | $4,416 | $2,580+71.2% | $3,142+40.5% | $3,332+32.5% |
| Admin fee / account holder | $2,703 | $3,827-29.4% | $5,801-53.4% | $4,645-41.8% |