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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,307 | $58,927+111.0% | $76,823+61.8% | $72,983+70.3% |
| Participation rate | 81.8% | 67.3%+14.5pp | 72.1%+9.7pp | 69.5%+12.3pp |
| Annual return | 5.17% | 2305.64%-2300.5pp | 1166.42%-1161.2pp | 81.01%-75.8pp |
| Employer contribution / active EE | $1,872 | $1,787+4.8% | $2,302-18.7% | $2,440-23.3% |
| Participant deferral / active EE | $4,487 | $2,690+66.8% | $3,336+34.5% | $3,608+24.4% |
| Admin fee / account holder | $14,954 | $4,013+272.7% | $6,422+132.9% | $5,124+191.8% |