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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,212 | $52,306+83.9% | $69,779+37.9% | $62,881+53.0% |
| Participation rate | 87.1% | 67.2%+19.9pp | 71.8%+15.3pp | 69.3%+17.8pp |
| Annual return | 1.53% | 13.35%-11.8pp | 12.99%-11.5pp | 20.14%-18.6pp |
| Employer contribution / active EE | $2,312 | $1,799+28.5% | $2,338-1.1% | $2,281+1.4% |
| Participant deferral / active EE | $5,210 | $2,395+117.5% | $2,931+77.8% | $3,203+62.7% |
| Admin fee / account holder | $1,395 | $3,691-62.2% | $4,381-68.2% | $4,296-67.5% |