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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,037 | $81,276+111.7% | $155,574+10.6% | $80,925+112.6% |
| Participation rate | 89.5% | 66.2%+23.2pp | 78.2%+11.3pp | 67.7%+21.8pp |
| Annual return | 8.99% | 33.36%-24.4pp | 64.87%-55.9pp | 35.65%-26.7pp |
| Employer contribution / active EE | $2,132 | $3,103-31.3% | $4,676-54.4% | $2,756-22.6% |
| Participant deferral / active EE | $4,705 | $3,453+36.3% | $5,629-16.4% | $4,299+9.5% |
| Admin fee / account holder | $9,686 | $7,993+21.2% | $15,914-39.1% | $6,940+39.6% |