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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,981 | $75,962+346.3% | $154,108+120.0% | $64,173+428.2% |
| Participation rate | 96.0% | 70.4%+25.6pp | 83.0%+13.0pp | 69.6%+26.4pp |
| Annual return | -3.81% | 30.32%-34.1pp | 735.21%-739.0pp | 7.63%-11.4pp |
| Employer contribution / active EE | $3,015 | $3,350-10.0% | $5,298-43.1% | $2,381+26.6% |
| Participant deferral / active EE | $6,225 | $3,175+96.1% | $5,081+22.5% | $3,470+79.4% |
| Admin fee / account holder | $17,950 | $5,589+221.2% | $13,411+33.8% | $4,887+267.3% |