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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,653 | $91,198+223.1% | $178,503+65.1% | $79,856+269.0% |
| Participation rate | 97.4% | 69.2%+28.2pp | 81.9%+15.5pp | 69.6%+27.8pp |
| Annual return | 9.21% | 24.20%-15.0pp | 151.12%-141.9pp | 31.71%-22.5pp |
| Employer contribution / active EE | $8,641 | $3,257+165.4% | $5,011+72.4% | $2,471+249.7% |
| Participant deferral / active EE | $5,418 | $3,237+67.4% | $5,202+4.2% | $3,741+44.9% |
| Admin fee / account holder | $2,213 | $6,748-67.2% | $13,987-84.2% | $5,306-58.3% |