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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,736 | $95,406+149.2% | $185,849+27.9% | $85,847+176.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 10.90% | 23.59%-12.7pp | 122.10%-111.2pp | 318.61%-307.7pp |
| Employer contribution / active EE | $4,731 | $3,314+42.8% | $5,169-8.5% | $2,565+84.4% |
| Participant deferral / active EE | $6,005 | $3,424+75.4% | $5,569+7.8% | $3,952+51.9% |
| Admin fee / account holder | $43,088 | $7,214+497.3% | $16,244+165.3% | $6,261+588.2% |