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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,759 | $77,908+116.6% | $149,696+12.7% | $75,173+124.5% |
| Participation rate | 96.9% | 65.6%+31.3pp | 78.8%+18.1pp | 67.2%+29.7pp |
| Annual return | 11.83% | 31.73%-19.9pp | 134.46%-122.6pp | 160.72%-148.9pp |
| Employer contribution / active EE | $2,669 | $3,138-15.0% | $4,821-44.6% | $2,671-0.1% |
| Participant deferral / active EE | $5,892 | $3,411+72.7% | $5,682+3.7% | $4,126+42.8% |
| Admin fee / account holder | $26,265 | $5,950+341.5% | $13,212+98.8% | $5,651+364.8% |