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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,037 | $81,358+111.5% | $155,556+10.6% | $80,959+112.5% |
| Participation rate | 89.5% | 66.3%+23.2pp | 78.2%+11.2pp | 67.7%+21.8pp |
| Annual return | 8.99% | 33.39%-24.4pp | 64.84%-55.8pp | 35.67%-26.7pp |
| Employer contribution / active EE | $2,132 | $3,106-31.4% | $4,675-54.4% | $2,757-22.7% |
| Participant deferral / active EE | $4,705 | $3,455+36.2% | $5,631-16.4% | $4,300+9.4% |
| Admin fee / account holder | $9,686 | $7,994+21.2% | $15,885-39.0% | $6,925+39.9% |