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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,123 | $181,896+21.6% | $156,551+41.2% | $273,972-19.3% |
| Participation rate | 90.9% | 88.4%+2.5pp | 84.0%+6.9pp | 83.0%+7.9pp |
| Annual return | 5.68% | 30.74%-25.1pp | 32.23%-26.6pp | 41.46%-35.8pp |
| Employer contribution / active EE | $787 | $6,248-87.4% | $5,501-85.7% | $4,869-83.8% |
| Participant deferral / active EE | $8,440 | $5,550+52.1% | $4,871+73.3% | $5,287+59.6% |
| Admin fee / account holder | $24,472 | $15,560+57.3% | $13,028+87.8% | $10,133+141.5% |