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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,765 | $167,353+54.6% | $143,797+80.0% | $134,545+92.3% |
| Participation rate | 92.3% | 84.8%+7.5pp | 80.3%+12.0pp | 81.2%+11.1pp |
| Annual return | -19.14% | 0.48%-19.6pp | -0.04%-19.1pp | 418.37%-437.5pp |
| Employer contribution / active EE | $877 | $5,620-84.4% | $4,952-82.3% | $4,742-81.5% |
| Participant deferral / active EE | $7,344 | $6,447+13.9% | $5,638+30.2% | $6,401+14.7% |
| Admin fee / account holder | $4,131 | $18,096-77.2% | $14,679-71.9% | $11,431-63.9% |