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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,603 | $175,259+69.2% | $149,723+98.1% | $139,487+112.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.32% | 166.82%-147.5pp | 134.50%-115.2pp | 373.84%-354.5pp |
| Employer contribution / active EE | $777 | $5,478-85.8% | $4,821-83.9% | $4,755-83.7% |
| Participant deferral / active EE | $6,754 | $6,522+3.6% | $5,682+18.9% | $6,713+0.6% |
| Admin fee / account holder | $18,751 | $16,158+16.0% | $13,215+41.9% | $11,407+64.4% |