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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,034 | $183,516+101.1% | $155,534+137.3% | $145,884+153.0% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 15.52% | 61.43%-45.9pp | 64.92%-49.4pp | 551.85%-536.3pp |
| Employer contribution / active EE | $887 | $5,315-83.3% | $4,675-81.0% | $4,662-81.0% |
| Participant deferral / active EE | $8,658 | $6,467+33.9% | $5,630+53.8% | $6,690+29.4% |
| Admin fee / account holder | $6,938 | $19,293-64.0% | $15,900-56.4% | $13,392-48.2% |