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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,926 | $57,541+115.4% | $95,728+29.5% | $75,181+64.8% |
| Participation rate | 100.0% | 62.5%+37.5pp | 72.3%+27.7pp | 67.2%+32.8pp |
| Annual return | 22.94% | 34.93%-12.0pp | 28.40%-5.5pp | 160.69%-137.7pp |
| Employer contribution / active EE | $600 | $1,808-66.8% | $2,835-78.8% | $2,671-77.5% |
| Participant deferral / active EE | $7,236 | $3,074+135.4% | $4,245+70.5% | $4,126+75.4% |
| Admin fee / account holder | $374 | $4,099-90.9% | $5,673-93.4% | $5,650-93.4% |