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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,002 | $53,596+82.9% | $90,657+8.1% | $64,173+52.7% |
| Participation rate | 100.0% | 64.5%+35.5pp | 74.0%+26.0pp | 69.6%+30.4pp |
| Annual return | -5.46% | 4.41%-9.9pp | 1.89%-7.3pp | 7.63%-13.1pp |
| Employer contribution / active EE | $570 | $1,503-62.0% | $2,532-77.5% | $2,381-76.0% |
| Participant deferral / active EE | $5,777 | $2,459+135.0% | $3,424+68.7% | $3,470+66.5% |
| Admin fee / account holder | $1,743 | $3,868-54.9% | $4,994-65.1% | $4,887-64.3% |