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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,577 | $53,162+93.0% | $91,225+12.4% | $68,495+49.8% |
| Participation rate | 100.0% | 63.2%+36.8pp | 73.2%+26.8pp | 67.9%+32.1pp |
| Annual return | -19.55% | -3.14%-16.4pp | 114.10%-133.6pp | -7.84%-11.7pp |
| Employer contribution / active EE | $635 | $1,709-62.8% | $2,851-77.7% | $2,596-75.5% |
| Participant deferral / active EE | $7,442 | $2,974+150.3% | $4,234+75.8% | $4,028+84.8% |
| Admin fee / account holder | $8,818 | $4,493+96.3% | $5,422+62.6% | $5,403+63.2% |