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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,704 | $56,110+106.2% | $94,993+21.8% | $70,126+65.0% |
| Participation rate | 96.9% | 65.0%+31.9pp | 73.9%+23.0pp | 69.5%+27.3pp |
| Annual return | 24.36% | 51.02%-26.7pp | 27.14%-2.8pp | 73.15%-48.8pp |
| Employer contribution / active EE | $525 | $1,442-63.6% | $2,603-79.8% | $2,343-77.6% |
| Participant deferral / active EE | $5,536 | $2,391+131.5% | $3,317+66.9% | $3,332+66.1% |
| Admin fee / account holder | $8,940 | $3,456+158.6% | $4,960+80.2% | $4,645+92.4% |