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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,196 | $57,119+5.4% | $85,187-29.3% | $80,935-25.6% |
| Participation rate | 98.7% | 56.4%+42.3pp | 67.5%+31.2pp | 67.7%+31.0pp |
| Annual return | 10.11% | 21.70%-11.6pp | 66.67%-56.6pp | 35.66%-25.5pp |
| Employer contribution / active EE | $2,635 | $1,802+46.2% | $2,732-3.6% | $2,757-4.4% |
| Participant deferral / active EE | $3,514 | $3,115+12.8% | $4,525-22.3% | $4,299-18.3% |
| Admin fee / account holder | $11,454 | $4,990+129.5% | $6,162+85.9% | $6,924+65.4% |