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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,746 | $57,590+22.8% | $86,233-18.0% | $82,448-14.2% |
| Participation rate | 97.4% | 57.9%+39.5pp | 69.0%+28.4pp | 68.1%+29.3pp |
| Annual return | 13.43% | 22.41%-9.0pp | 61.39%-48.0pp | 41.64%-28.2pp |
| Employer contribution / active EE | $2,697 | $1,655+63.0% | $2,504+7.7% | $2,551+5.7% |
| Participant deferral / active EE | $3,145 | $3,080+2.1% | $4,559-31.0% | $4,139-24.0% |
| Admin fee / account holder | $2,477 | $4,730-47.6% | $8,342-70.3% | $7,234-65.8% |