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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,196 | $57,061+5.5% | $85,063-29.2% | $80,911-25.6% |
| Participation rate | 98.7% | 56.3%+42.4pp | 67.5%+31.2pp | 67.6%+31.1pp |
| Annual return | 10.11% | 21.66%-11.6pp | 66.54%-56.4pp | 35.63%-25.5pp |
| Employer contribution / active EE | $2,635 | $1,799+46.5% | $2,727-3.4% | $2,756-4.4% |
| Participant deferral / active EE | $3,514 | $3,110+13.0% | $4,523-22.3% | $4,297-18.2% |
| Admin fee / account holder | $11,454 | $4,986+129.7% | $6,155+86.1% | $6,935+65.2% |