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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,812 | $43,075+15.6% | $74,577-33.2% | $62,881-20.8% |
| Participation rate | 98.1% | 58.1%+40.0pp | 68.1%+30.0pp | 69.3%+28.8pp |
| Annual return | 6.82% | 17.50%-10.7pp | 20.47%-13.6pp | 20.14%-13.3pp |
| Employer contribution / active EE | $2,161 | $1,498+44.3% | $2,525-14.4% | $2,281-5.2% |
| Participant deferral / active EE | $2,444 | $2,389+2.3% | $3,458-29.3% | $3,203-23.7% |
| Admin fee / account holder | $2,257 | $2,840-20.5% | $4,138-45.4% | $4,296-47.4% |