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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,485 | $47,848+20.1% | $81,473-29.4% | $70,126-18.0% |
| Participation rate | 98.1% | 58.3%+39.8pp | 68.0%+30.1pp | 69.5%+28.5pp |
| Annual return | 13.02% | 27.25%-14.2pp | 38.78%-25.8pp | 73.15%-60.1pp |
| Employer contribution / active EE | $2,450 | $1,527+60.5% | $2,568-4.6% | $2,343+4.6% |
| Participant deferral / active EE | $3,063 | $2,453+24.9% | $3,537-13.4% | $3,332-8.1% |
| Admin fee / account holder | $851 | $3,145-72.9% | $4,561-81.3% | $4,645-81.7% |