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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,371 | $81,358+240.9% | $155,556+78.3% | $80,959+242.6% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 20.56% | 33.39%-12.8pp | 64.84%-44.3pp | 35.67%-15.1pp |
| Employer contribution / active EE | $5,805 | $3,106+86.9% | $4,675+24.2% | $2,757+110.5% |
| Participant deferral / active EE | $3,395 | $3,455-1.8% | $5,631-39.7% | $4,300-21.1% |
| Admin fee / account holder | $16,195 | $7,994+102.6% | $15,885+2.0% | $6,925+133.9% |