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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,567 | $168,635+24.9% | $147,617+42.6% | $125,389+67.9% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 0.26% | 77.65%-77.4pp | 61.98%-61.7pp | 282.24%-282.0pp |
| Employer contribution / active EE | $6,311 | $6,252+0.9% | $5,564+13.4% | $4,866+29.7% |
| Participant deferral / active EE | $1,686 | $5,507-69.4% | $4,895-65.6% | $5,352-68.5% |
| Admin fee / account holder | $11,483 | $13,580-15.4% | $11,612-1.1% | $9,541+20.4% |