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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,528 | $175,231+33.8% | $149,696+56.7% | $139,466+68.2% |
| Participation rate | 81.3% | 83.4%-2.1pp | 78.8%+2.5pp | 80.3%+0.9pp |
| Annual return | 7.08% | 166.77%-159.7pp | 134.46%-127.4pp | 373.66%-366.6pp |
| Employer contribution / active EE | $6,417 | $5,478+17.1% | $4,821+33.1% | $4,754+35.0% |
| Participant deferral / active EE | $8,049 | $6,521+23.4% | $5,682+41.6% | $6,712+19.9% |
| Admin fee / account holder | $12,409 | $16,155-23.2% | $13,212-6.1% | $11,409+8.8% |