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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,525 | $217,427+2.8% | $185,837+20.3% | $167,518+33.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.36% | 148.39%-140.0pp | 122.08%-113.7pp | 478.71%-470.3pp |
| Employer contribution / active EE | $6,892 | $5,874+17.3% | $5,168+33.3% | $4,838+42.4% |
| Participant deferral / active EE | $5,912 | $6,357-7.0% | $5,568+6.2% | $6,342-6.8% |
| Admin fee / account holder | $721 | $19,816-96.4% | $16,241-95.6% | $12,312-94.1% |