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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,638 | $209,422+0.1% | $178,503+17.4% | $158,982+31.9% |
| Participation rate | 92.9% | 86.4%+6.5pp | 81.9%+10.9pp | 82.0%+10.9pp |
| Annual return | 2.84% | 188.81%-186.0pp | 151.12%-148.3pp | 302.99%-300.2pp |
| Employer contribution / active EE | $7,052 | $5,707+23.6% | $5,011+40.7% | $4,763+48.1% |
| Participant deferral / active EE | $3,717 | $5,955-37.6% | $5,202-28.5% | $5,983-37.9% |
| Admin fee / account holder | $4,516 | $17,079-73.6% | $13,987-67.7% | $11,252-59.9% |